For most individuals there are two common types of bankruptcy, Chapter 7 and Chapter 13. In rare cases, an individual would consider filing a Chapter 11 or Chapter 12. A Chapter 7 bankruptcy eliminates most debts, and most people who file a Chapter 7 keep many of their assets and personal belongings. Some people have too much income or non-exempt assets to file Chapter 7. Those people may choose to file a Chapter 13 which involves making regular monthly payments for 3-5 years to pay back a portion of debts owed.
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HOW CAN CATALYST HELP YOU?
WHO WE ARE
Catalyst Law is a Phoenix-based law firm focused on civil matters including commercial civil litigation, bankruptcy and alternative dispute resolution, and criminal defense, including DUI representation.
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Catalyst focuses on being the solution to a problem. Generally, the solution is not based on time spent, but application of creative legal strategies designed to expedite resolution.
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Catalyst runs a client-focused law practice; we want our clients to feel that their questions and concerns are being resolved without worrying about the unknown cost of hourly fees.
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Alternative Dispute Resolution
Alternative Dispute Resolution, known simply as ADR, is any method of resolving a dispute other than litigation. Mediation, settlement negotiation, and arbitration are the most common methods of ADR. As court costs and the expenses of litigation continue to rise, the popularity of ADR has grown in step.